


Their data indicates that millionaires are disproportionately found in middle-class and blue collar areas, rather than in the more affluent and white collar neighborhoods. UAWs are Under Accumulators of Wealth, while PAWs are Prodigious Accumulators of Wealth. For comparison, the authors look at two groups and the behavior of each. Danko that profiles millionaire's in the United States, that is, households in the nation that have a net worth of more than one million dollars.

The Millionaire Next Door: The Surprising Secrets of America’s Wealthy was published in 1996 and collects research by authors Thomas J.
